This page tells you the terms (our terms) on which you may use and access our website. Please read our terms carefully before using our website. By using our website, you are agreeing to keep to our terms. If you do not agree to our terms, you must not use our website.
Our website is operated by us, Cadogan Asset Management Limited (CAM). The information and services referred to on our website are not directed at, or offered to, any person or organisation in any country or state where:
Distributing information in certain countries may be restricted by local law. As a result, if you access our website, you must be aware of, and keep to, any such restrictions.
In terms of any pages on our website, when we refer to ‘you’, ‘your’ and ‘yours’, we mean the person accessing our website. ‘We’, ‘us’ and ‘our’ means Cadogan Asset Management Limited (CAM).
You should read our terms together with any terms, conditions and disclaimers provided in the other pages of our website. Our terms will take priority if there is any difference between them and the terms, conditions and disclaimers provided in the other pages of our website.
We may change our website and our terms at any time without notice. You agree to review our terms regularly and, if you continue to use our website, it will mean that you agree to any changes which have been made.
Each term and condition of our terms is separate. If we cannot enforce any term or condition or it is not valid or breaks any laws or regulations which apply, it will not affect any other terms or conditions.
Unless we say differently in our terms, we will not be legally responsible to you for any failure to carry out our responsibilities under our terms if the cause is beyond our reasonable control. This includes:
We will do our best to give written notice to you with full details of events which mean we cannot carry out our responsibilities. However, we will not be held responsible if we cannot contact you promptly or even at all.
Our terms are for our benefit and are binding on us and on anyone who takes over our business.
Material on our website may be out of date at any given time, and we are under no obligation to update it.
You are responsible for:
If we give you a user identification code, password or any other information as part of our security procedures, you must treat that information as confidential, and you must not reveal it to anyone. If you fail to keep to this information confidential we may disable any user identification code or password, whether chosen by you or given to you by us, at any time.
Our website is operated by Cadogan Asset Management Limited, a private limited company registered in England and Wales with number 10065415 and Registered office: 12 Endeavour Square London E20 1JN.
We are authorised and regulated by the UK Financial Conduct Authority (FCA) (with number 749342). For more information please see http://www.fca.org.uk/consumers or contact: The Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS. Phone: +44 (0)20 7676 1000, fax: +44 (0)20 7676 1099.
We own or licence all intellectual property rights in our website and in the material published on it. This material is protected by copyright laws and treaties around the world. All these rights are reserved.
You acknowledge that we own our website and that it is protected under copyright. This means you may not copy, send, display, publish or distribute anything on it without our authorisation.
You may print one copy, and may download extracts, of any pages from our website for your personal reference and you may draw the attention of others within your organisation to material posted on our website.
You must not change or separate any sections of the paper or digital copies of any materials you have printed or downloaded.
You must always acknowledge that we (and any others who have contributed to the content of our website) are the authors of material on our website.
You must not use any part of the material on our website for commercial purposes without getting a licence from us to do so.
If you print, copy or download any part of our website and break our terms, your right to use our website will end immediately and you must return or destroy any copies of the material you have made.
We do not accept responsibility for any alterations to the content of our website unless made or approved by us.
As far as we are allowed by law, we will have no legal responsibility for:
Nothing in our terms can exclude or restrict any responsibility we may have for causing death or personal injury arising from neither our negligence, nor our liability for fraud or fraudulent misrepresentation, nor any other liability which we cannot exclude or is limited under any relevant laws. This includes our duties and liabilities to you under the UK Financial Services and Markets Act 2000 (as amended), or the rules of the FCA or any authority which replaces it.
We do not guarantee that:
The information contained on our website is provided on an ‘as is’ or ‘as available’ basis. You use our website at your own risk and you alone are responsible for protecting and backing up data and equipment and for carrying out reasonable and appropriate precautions to scan for computer viruses or other destructive items.
We are not approving any other organisations or their advice, opinions, information, products or services by including any information on our website.
Before acting on any information you get from our website, you should check it by calling your investment manager or lour main office line.
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not try to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website using a denial-of-service attack or a distributed denial-of service attack.
By breaking this condition, you would commit a criminal offence under the UK Computer Misuse Act 1990. We will report this to the relevant law-enforcement authorities and we will co-operate with those authorities by giving them your name and other details. Your right to use our website will also end immediately.
We will not be legally responsible for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other material due to you using our website or downloading any material posted on it, or on any website linked to it.
You may link to our website, if this is done fairly and legally and does not damage or take advantage of our reputation or suggest any form of association or approval where none exists. You must not create a link to our website from any website that you do not own.
You must not frame our website on any other site (where you display one of our webpages in another webpage so it appears that our website is part of another website), nor create a link to any part of our website other than the home page. You must not suggest in any way that we are approving any products or services other than our own or misrepresent the relationship between you and us. You must not alter, block or otherwise prevent any content of our website from being displayed, or link to our website through any other Uniform Resource Locator (URL) or mirrored website. We may withdraw permission to link to our website without giving you any notice.
Our website may contain links to other websites or resources which are hosted and maintained by other organisations and which may not be regulated by the FCA. When you activate these links, you leave our website and we have no control over the content or security of any site you go to. You are using these links entirely at your own risk and we will accept no legal responsibility for the content, use or availability of those websites or for any loss or damage, however it arises, as a result of using them.
We process information about you in line with our Privacy and cookies policy. By using our website, you agree to the way we do this and you confirm that all information you provide is accurate.
Our website may contain financial promotions. Please read the warnings and terms and conditions on these promotions carefully, and do not view the promotions if you cannot keep to their terms and conditions.
All of our services are governed by separate terms and conditions relating to those services. Our standard terms and conditions for services delivered to clients can be obtained on request or downloaded from this website.
By continuing to access our website, if you have not already confirmed that you accept and will keep to these conditions or agreed other terms with us, we will assume you have accepted the terms and conditions which apply to you.
Nothing on our website represents investment, legal, tax or other advice and you must not rely on it when making an investment or other decision. You should get relevant and specific professional advice (legal, tax, financial and other) before making any investment, legal or tax decision.
We have prepared our website for information purposes only and it is not an offer or an invitation to buy or sell any security, other investment or investment advice. We are not claiming to give a complete description of our investment policy, markets or any investments. All opinions on the site may change without notice.
If we refer to our model portfolios on our website, the references are purely given as examples and are not to be relied on.
For a detailed list of risk warnings, please see the Risk Factors section of our website.
We place great importance on providing the highest standards of service. However, if you are not satisfied with any aspect of our service, please tell your investment manager, or if your complaint relates to your investment manager, the Head of Compliance. Please see our complaints brochure for more information.
The Financial Ombudsman Service acts independently as an unbiased adjudicator. Their address is The Financial Ombudsman Service, Exchange Tower, London E14 9SR and you can get more details on www.financial-ombudsman.org.uk.
We are a member of the Financial Services Compensation Scheme. You can find details on www.fscs.org.uk.
Our terms and any dispute or claim arising out of or in connection with it will be governed by English law. Any disputes will be dealt with by the courts of England and Wales.